Callcredit is the UK's fastest growing credit reference agency and since its launch
in 2000 has maintained an ongoing campaign to increase awareness and help people
protect themselves against identity fraud.
It has developed an ID theft early warning system for consumers and undertaken numerous
pieces of research, which have gained widespread coverage in the press.
Callcredit has used its research to pinpoint areas where people are most at risk
of becoming a victim of ID theft and has tracked the ability of people to protect
themselves against ID thieves.
For example, last year someone living in North London was nearly four times more
likely to be a victim of ID thieves than the residents of Manchester, while only
two out of ten people were confident they knew exactly how to protect themselves.
As a credit reference agency Callcredit holds public information, like electoral
roll details and court data on its database, this is combined with information from
lenders about credit commitments to make up a credit file for every adult in the
UK.
A credit file can be accessed by lenders who are deciding whether to grant credit
to an individual, or by the person to whom the file relates.
As ID thieves often attempt to take out credit, or move existing credit facilities
when they perpetrate ID fraud a credit file is often the first place it will become
evident that someone has become a victim of ID fraud.
MyCallcredit allows people to monitor their credit file online and Callcredit has
developed an alert service to tell people when their credit file changes – thereby
acting as an early warning service, which limits the impact an ID thief can have.
Without this early warning system ID thieves can remain undetected for many months
and the resulting administrative nightmare can take hours of work to unravel.
Consumers can test Callcredit's ID theft early warning system free for a month by
visiting www.mycallcredit.co.uk.
And the full year subscription cost is £44.99 – a cheaper and more effective solution
to ID theft than anything else available in the marketplace.
Back to Top