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Contact a credit reference agency such
as Callcredit, Equifax or Experian and
follow their suggested steps to resolve the situation and
prevent it happening again.
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Protect yourself moving forward. Invest
in a cross cut shredder and
destroy all documents before recycling or binning them.
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Contact CIFAS Protective Registration
If you think you have been a victim of
Identity Theft you should consider subscribing to the CIFAS Protective
Registration service. A notice will be placed on
your credit file indicating that your name and address may
be used to perpetrate identity fraud.
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If you do become, or suspect you may be a victim of identity fraud, don't panic but do act quickly as this can help limit the extent of the fraud
- Contact Your Bank and Credit Card Companies:
Identity fraud involving the use of plastic cards (such as credit and debit cards), online banking, or cheques, should be reported directly to the financial institution concerned. Your bank, for example, is now responsible for undertaking further verification and investigation, and where appropriate will report it to the police for investigation following a change in reporting procedures.
These changes were introduced by the Home Office on 1 April 2007, following discussion with the Association of Chief Police Officers (ACPO) and the financial sector, to reduce the level of bureaucracy involved in fraud recording, and to streamline the reporting and initial investigation of such frauds.
- Contact Your Creditors:
Get in touch in with creditors with whom you have an account (e.g. banks, credit card companies, store cards, phone & utility companies) even if they have not been affected so that they can monitor your accounts to ensure they remain protected.
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